Inner Power

I believe there's an inner power that makes winners or losers. And the winners are the ones who really listen to the truth of their heart.
(Sylvester Stallone)

Saya percaya ada kekuatan dari dalam diri yang membuat seseorang menjadi pemenang atau kalah. Dan pemenang adalah mereka yang benar-benar mendengarkan kebenaran hatinya.

Debt Consolidation

Just imagine if we have so much debt and we cannot handle our problem. One of the ways to solve the problem is asking help from debt consolidator. This is the phone number that you can dial 877-550-0595. Maybe you can consult about your debt. Maybe you want to ask a direct help from debt consolidators. Or, maybe you have some important problems to solve.

There are no happy stories about debt. So, before asking for debt, think it over. Make the right decision. Is the debt really needed? We must consider several factors, such as how much the debt is, are you capable to pay your debt in next time?, how about the interest rate. Some lenders set a very high interest rate, so when the customer want to repay the debt he/she has some trouble.

If you have been trapped so much in debt, now there are some alternative ways you can choose. One of them is debt settlement. I hope you all can escape from your debt and get financial freedoom so that you can lead this life better and better. Avoiding debt is one of the smart and wise ways to lead this life. You can sleep soundly every night!

Account Provider

Credit cards are now used by so many people in the world. The practicability of this plastic money makes people choose this for their transaction. America Processing is one of websites which provides merchant account and also specialize in retail merchant solution.

Reliable credit card processor will have a reliable impact. Merchant services are provided by America Processing to all of its customers. Just visit the website of America Processing to know more about what you are looking for.

Debt Help

Mr. Richard is feeling stressed. He’s got a lot of debts to repay. Fortunately, after a long negotiation with his creditor, he succeeded in getting a forgiveness of debt. He can smile, but only for a while. How come? Now he has another problem. He has to pay tax on forgiven debt. Meanwhile, Mrs. Jean also has a problem with her debts. She has several kinds of debt. Her friend suggested that she use the service of debt consolidation.

If you are also facing the problem like Mr. Richard or Mrs. Jean above, you can come to DebtHelp. This is a debt consolidation website. Through this website people will be educated and helped to get out of debt. The existence of this website will certainly be useful to those who have debt problem or those who just want to know more about debt and how to get rid of it.

Some people are trapped in holiday debt. So much money is spent for traveling, for treating their partner, or for buying special gifts for their partners. They should have been wiser in their spending. Getting financial freedom is what everybody wants. Making investment is one of the ways to reach this goal. DebtHelp has suggested CD ladder in which the investment is regarded as a ladder. This concept is good and interesting. You can read more about it on the website.

Is Honesty Always the Best Policy?

In our daily lives, we often hear the word ‘honesty.’ A great number of literary works, films, dramas, and so forth are made based on this word. Yes, honesty is one of the interesting topics to talk about.

Being honest means that what we say or do is in line with our conscience. If we are not honest, it means that we try to deceive our conscience. Therefore, we, as God’s creatures, are supposed to uphold the value of honesty. No religion preaches its adherents to be dishonest. Having an honest attitude is actually the reflection of moral awareness.

Some people say that it is rather difficult to find an honest person these days. Hypocrisy has colored this sophisticated and modern life. It seems that what they have said is right. Dishonesty has developed in many forms, like cheating during exams, telling a lie, committing corruption, and faking things.

Honesty is our mental attitude. It will have a big impact on our social interaction. When we talk with a dishonest person, maybe we will not trust all she/he is saying. To be dishonest is very bad since no one will believe us. Even we will be called “The Big Mouth” or “The Braggart.”

Nevertheless, we occasionally have no alternative. What I mean here is that we are compelled by the situation to be dishonest. In this case, we are stricken by a dillema. In one side we want to be honest. But, if we indulge our feeling, it will even make the situation worse. So, we must be more tactful in coping with this problem, I think. Being dishonest is sinful. Yet, for some certain cases it will be all right.

Below are some examples of situations which allow us not to be honest:

1. You are standing in front of your house. A woman is running towards you, out of breath. She asks you to do her a favor. Her husband is running after her. He is furious and wants to kill her because of their family problems. And then, because there is no more time to talk, the woman hastily get into your house and hides in it. Not long afterwards, comes the woman’s husband, taking along a sharp sword with him. His emotion seems to be uncontrollable. He asks you if you know where his wife is. What are you going to do then? Are you going to be honest by telling him where his wife is? If you are honest in this situation, I bet it will be very hazardous.
2. Johny (just call him so) is your friend. You know each other’s personality very well and you always share your feeling with each other. One day something happens with Johny. He comes to you and tells you that his girlfriend is in the family way. He also tells you how it happened. Unexpectedly, this news spreads out. Some of your friends ask you about it for they know that you are his close friend. You don’t want to disclose Johny’s disgrace. So you are not honest by saying,”I’m sorry I know nothing about it.”
3. You are invited to have dinner by your prospective mother-in-law. The meal was cooked by her herself. She wants to serve you with her own cooking. When you eat your soup, it tastes insipid. Your mother-in-law asks,”What do you think of the soup?” In order to make the atmosphere good, you reply,”Oh… it’s so delicious. How good you are at cooking, Mom!”

In conclusion, although honesty is a positive mental attitude and one of the indicators of one’s personality, it does not mean that being honest is always good. Now and then we are demanded not to be honest due to the situation and condition. Indeed, honesty is the best policy, but not always!

(My article above was published in Dialogue English Magazine No. 3/XXII/1997)

Obeying the Law

People obey the law for one of two reasons: they either love God or fear punishment. When both of these break down, the result is an environment that breeds violence, poverty, and anarchy.
(Jack Kemp)

Orang mematuhi hukum karena salah satu dari dua alasan: karena mereka takut dengan Tuhan atau karena takut dengan hukuman. Ketika keduanya hilang, hasilnya adalah sebuah lingkungan yang menciptakan kekerasan, kemiskinan, dan anarki.

Debt Elimination

Everybody must feel bad and stressful when they are in debt. All of us want to avoid debt. But in fact… debt is sometimes unavoidable! Moreover, the prices of things have increased more than income. This situation makes things worse. When the accumulation of debt rises and when the debt collectors phone you or even come to you, you will really feel more and more stressful. Debt consolidation or debt elimination programs are needed to solve the problem. Many companies have provided this kind of service.

Dave Ramsey is a popular person. He is regarded as a financial guru. Dave Ramsey’s advice will be very useful to those who want to achieve financial freedom. His advice is really good and interesting. Personal responsibility is absolutely important for all of us. We must be responsible for what we have done. If we have debts, it means that we have responsibility to repay our debts. We must also take responsibility in controlling our spending so that we will not be trapped in other kinds of debt. Anyway, debtor’s rights also have to be respected because he or she is also a human being. In many cases debt collectors treat the debtor in bad manner.

Buku Troubleshooting Komputer Masuk Cetakan Kelima

Kembali saya menerima kabar gembira dari PT. Pustaka Pembangunan Swadaya Nusantara atau yang lebih dikenal dengan nama Penerbit Puspa Swara Jakarta bahwa buku saya yang berjudul Troubleshooting Komputer telah dicetak ulang untuk kelima kalinya. Sungguh suatu kebahagiaan bagi seorang penulis buku saat buku-bukunya bisa dicetak ulang untuk yang kesekian kalinya karena hal itu menandakan bukunya dapat diterima secara antusias oleh masyarakat. Dalam dunia penerbitan buku, banyak kasus terjadi bahwa sebuah buku gagal menembus pasar sehingga buku tersebut hanya mentok pada cetakan pertama.

Pada cetakan kelima ini, masih belum ada perubahan dalam hal isi dan harga buku (Rp20.900,00). Sebenarnya sejak cetakan kedua, saya telah mengajukan revisi berupa penambahan lebih dari 20 bab baru agar isi buku menjadi lebih lengkap. Tapi nampaknya hingga sekarang pihak penerbit masih belum mau merealisasikannya karena alasan pemasaran. Ketika saya pergi ke toko buku, saya sering melihat buku ini terpajang di rak Toko Buku Karisma dan Toko Buku Gramedia, yang merupakan dua toko buku besar di Indonesia.

True Satisfaction

There's no thrill in easy sailing when the skies are clear and blue; there's no joy in merely doing things which any one can do. But there's some satisfaction that is mighty sweet to take, when you reach a destination that you thought you'd never make.
(Spirella)

Tak ada getaran jiwa dalam pelayaran yang ringan ketika langit cerah dan biru; tak ada kegembiraan hanya dengan melakukan hal-hal yang bisa dilakukan oleh siapapun. Tetapi ada suatu kepuasan yang sangat manis dirasakan, ketika kita mencapai tujuan yang kita pikir tidak akan pernah kita wujudkan.

Credit and Debt Consolidation

Having a lot of debt is something everyone of us tries to avoid. But if we, because of certain reasons, are forced to have debt, we will have a responsibility to repay the debt. Nowadays, debt consolidation programs are very popular. By applying this program, we can consolidate our loans. It means that all our loans or debt can be integrated into one. Several companies provides services in debt consolidation loans. If you want to know more about this program, you can visit 3debtconsolidation.com. There are a lot of useful information you can get from this website. Some tips on how to get out of debt are also provided.

In this modern life more and more people use credit cards. By using these cards, shopping is made easier, business transaction can be done more efficiently, and so on… and so on…. But, behind all of this, a severe problem also emerges. It has become a problem for many countries. What is the problem? Yes, it is credit card debt. If credit card holders can pay their debt on time, it won’t be a problem. But can you imagine what will happen if a lot of credit card holders cannot pay their debt on time or they are irresponsible for their own debt? That’s why, strict rules are frequently applied to avoid the worst condition.